|
|
Need an appraisal in Westerville or Franklin County?
See the top 7 reasons why Ohio homeowners use Nobles Appraisal Express:
- Find the right listing price (whether you're using a real estate agent or selling the home on your own)
- To challenge a property tax assessment in Ohio
-
To lower their mortgage payments by removing PMI
-
To reinstate your Home Equity Line of Credit (HELOC)
-
Review a different appraiser's report for verification
-
In the case of a divorce in the state of Ohio, when real estate property needs to be divided
-
To settle an estate in Ohio by determining the true market value of the real estate in question
We at Nobles Appraisal Express understand the particular needs of a consumer in need of appraisal services.
Our customary business clients are used to the appraisal process and the usual reporting formats. Being a regular person not in the real estate business that ordinarily doesn't look at appraisals every day, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers.
It gives you something concrete to show the buyer.
An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth.
Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that's going down.
That means you are going to pay more taxes than you should.
The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period.
A professional appraisal from Nobles Appraisal Express is your best weapon when challenging your property tax assessment.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners.
Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down.
We are qualified in helping consumers just like you rid themselves of unneeded PMI insurance.
Was your HELOC recently frozen?
Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value.
This can be inopportune from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out.
Nobles Appraisal Express can help you reinstate your home equity line of credit with a professional appraisal.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in a field review.
If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Nobles Appraisal Express can help you with that.
While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.
|
|