Reasons to get an appraisal from Nobles Appraisal Express

Year after year, thousands of people in Ohio buy, sell or refinance their home. Many of these transactions consist of a simple line item for an appraisal. Practically all lenders still call for a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation processes that might seem more cost-effective than an appraisal. But is obtaining a mortgage the only reason to acquire an appraisal? Are there also situations when the services of a licensed, independent real estate professional might be helpful? Absolutely.


	Contact Nobles Appraisal Express if you're planning on any transaction where the value of your real estate is a factor. Just click here

Let Nobles Appraisal Express help you dispute your tax assessment in Franklin County

It's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a previous assessment of your real estate, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from Nobles Appraisal Express is your best evidence when building your case. At Nobles Appraisal Express,we can assist you in disputing your tax assessment.

Let Nobles Appraisal Express assist you in lowering your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, nearly all lenders ask home buyers to buy an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Most often, this extra payment is bundled into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

Nobles Appraisal Express will give you a statement regarding the value of your home, and the price you paid for the appraisal can generally be recovered in little time because you'll no longer be paying the PMI.

An appraisal from Nobles Appraisal Express will help you settle a divorce with less stress

A divorce can be a particularly daunting experience for both parties, and it is often further complicated by the difficult decision of who keeps the house. It's a good idea to order an appraisal from Nobles Appraisal Express so both parties are fully aware of the true market value of their home, regardless of the situation.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Relocating to or from Franklin County

Employee relocation can be a real pain. We know where you're coming from. We take great care in setting up an accommodating appointment time for the appraisal inspection. During our detailed process, we encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information about any recent sales or listings in their area that they want considered.

Let Nobles Appraisal Express help you sell your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.